Free Housing & Financial Support Hotline
If you’re behind on mortgage payments, facing foreclosure, or need help understanding your housing and financial options, 995 Hope offers free counseling and planning support. Their trained, HUD-certified housing counselors work with homeowners (and renters in some cases) to assess your financial situation, explore alternatives, and build a personalized action plan. You can also get help with budgeting, debt management, homebuying education, and navigating challenging mortgage situations.
Services include:
- Free foreclosure prevention counseling
- Review of financial situation and mortgage options
- Assistance in understanding loan modification or forbearance options
- Financial education and debt counseling
- Help communicating with your mortgage servicer
- Available in many languages by phone
(No upfront fees — counseling is provided at no cost.)
📞 Hope Hotline (Housing & Foreclosure Counseling): 1-888-995-4673
📞 Debt Counseling Hotline: 1-866-481-1720
🌐 Website: https://995hope.org
Hours: 24/7 access by phone; language support available.
Who can call:
Homeowners or renters who are struggling with mortgage or housing finances, including people worried about missing payments or foreclosure.
